Humana Rehab Coverage for
Addiction Treatment

Navigating Rehab: Humana Rehab Coverage and Purpose Healing Center’s Expert Care

Getting Help Covered Using Humana at Purpose Healing

If you or a loved one are seeking help, you may have already come to find out the hard truth: reputable substance abuse treatment can be quite expensive without insurance. Thankfully, your Humana rehab coverage can help you cover the cost!

 The key is to find an addiction treatment center like Purpose Healing Center that takes your insurance plan.

Purpose Healing Center is in-network with Humana and most other insurance companies. If you’re a Humana policyholder seeking help for substance abuse, you might have questions about using your health insurance coverage for rehab services. So, what should you know?

This article will cover all of the information you need about using Humana insurance benefits for addiction treatment, including the treatment options covered by Humana at Purpose Healing Center.

Keep reading to learn more, and remember you can reach out at any time to our caring admissions staff for free and confidential verification of your Humana benefits!

Humana: One of the Nation’s Largest Health Insurance Providers

Fobes rated Humana the 11th largest health insurance company in the United States in 2024. As of 2023, Humana had over 17 million members. If you’re one of those members, you might wonder whether your insurance provider can help you pay for addiction treatment services.

Does Humana Insurance Cover Drug Rehab?

Yes. While all Humana plans are a little bit different, mental health and addiction treatment services are considered a medical necessity. Accordingly, health insurance providers like Humana are required to cover the cost of these services.

In-Network vs Out-of-Network Benefits

When healthcare providers, treatment centers, or other healthcare services don’t contract with your insurance plan, they’re considered out of network. This often leads to high out-of-pocket costs.

Finding a treatment center that works in-network with your insurance carrier is important because it will help you reduce or even eliminate out-of-pocket costs.

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What Alcohol and Drug Rehab Services Are Covered by Humana?

Drug and alcohol rehab services come in different forms. For example, inpatient care at a treatment facility could be best for one person, whereas an outpatient program might be ideal for another.

Here are the main services Humana members seeking help for addiction can benefit from.

Residential Inpatient Rehab Programs

Residential inpatient treatment provides 24/7 supervision for those with addiction and behavioral health concerns. When you think about going away to drug and alcohol rehab, residential treatment is probably the kind of program you have in mind.

Purpose Healing Center offers inpatient treatment, with many clients staying 30, 60, or 90 days. At our drug and alcohol rehab, you’ll benefit from comfortable rooms, comprehensive and customized treatment plans, nutritious meals, and on-site amenities.

During the day, you’ll have a full treatment schedule consisting of daily groups, at least once-weekly individual therapy, life skills, recreation, and other services.

Medical Detox or Withdrawal Management

Medical detox programs are crucial in the addiction treatment space. Usually, detox is short-term, lasting for about 1-2 weeks. It’s best used to help people get off of drugs and alcohol before they attend another level of care or recovery service that helps them address underlying causes of addiction (e.g., inpatient or outpatient programs).

If you don’t attend detox, there are times when discontinuing substances can be dangerous. Withdrawals can also come with discomfort, and many people face a high risk of relapse at this stage of recovery if they don’t have support.

Purpose Healing Center’s detox program has experienced medical staff who can help you get off of substances and ease withdrawal symptoms safely and successfully.

Outpatient Addiction Treatment Programs

Outpatient Addiction Treatment

Outpatient programs come in different forms. Partial hospitalization programs (PHP) are among the most intensive, requiring clients to attend care at a treatment center most days of the week for longer sessions (e.g., 4-6 hours per day, five days per week) than other outpatient programs.

If you’re in PHP, your treatment schedule will be similar to that of an inpatient rehab client. However, you will get to return home or to sober living at the end of the day.

Intensive outpatient programs (IOP) are the next step below PHP. IOP gives you more time for external commitments like work or school and may require that you attend treatment less often throughout the week. Most IOP clients attend treatment for about 6-9+ hours per week.

Ongoing or standard outpatient treatment can involve as little as a few hours per week. Ideally, this is used as a step-down level of care. Treatment centers should always provide an intake assessment before you start a program to help you choose a starting level of care.

Purpose Healing Center offers all types of outpatient treatment, including partial hospitalization, intensive outpatient, and outpatient services. All of our clients get custom treatment plans, so your schedule will be unique to you.

Prescriptions and Medication Management

Whether you’re in a treatment program at Purpose Healing Center, see a psychiatrist, or work with a primary care doctor, you may be prescribed medication at some point. In the case of addiction treatment, these medications might include medication-assisted treatment (MAT) or mental health medications. Most prescriptions are covered by Humana insurance.

Purpose Healing Center offers MAT and medication management services. Our on-site psychiatrists can help clients in all care levels get a medication regimen that works for them if needed.

Mental Health Therapies and Other Outpatient Services

Mental Health Therapy

Most people seeking addiction treatment will benefit most from a comprehensive program, whether that’s inpatient treatment or outpatient rehab services. Unlike once-weekly therapy, a treatment program provides comprehensive support throughout the week and helps you build a full support system.

While you’re in treatment with us, you’ll benefit from a range of evidence-based therapies. Modalities may include but aren’t limited to trauma therapy, cognitive behavioral therapy (CBT), motivational interviewing (MI), dialectical behavioral therapy, and art and music therapy.

However, after completing a program at a treatment center like Purpose Healing Center, you may benefit from continued therapy. Your Humana insurance plan can help you pay for mental health therapy, including group therapy, individual therapy, and other forms of therapy (e.g., family therapy).

We help all of our clients create aftercare plans. Our staff members can refer you to in-network providers for therapy when you’re ready to leave treatment as part of your aftercare plan if desired.

Get Accredited Treatment Programs at Purpose.

Getting Dual Diagnosis Treatment Covered With Humana

People with substance use disorders are more likely to face one or more additional mental health concerns. Dual diagnosis treatment is a form of substance abuse treatment that addresses co-occurring disorders and addiction comprehensively.

Purpose Healing Center offers dual diagnosis treatment at all care levels, including inpatient and outpatient rehab. Humana health insurance plans can help you pay for dual diagnosis treatment.

Using Humana Insurance for Substance Abuse Treatment

The ability to receive treatment can change or save your life. At Purpose Healing Center, we accept Humana insurance and most other insurance plans.

Call our admissions line to confirm that we accept your Humana plan. Make sure that you have your Humana insurance card or member ID ready. 

The insurance verification process should only take a few minutes. After we verify your Humana coverage, you can complete the next steps of the admissions process.

Purpose Healing Center takes nearly every form of AHCCCS or Arizona Medicaid. If your Humana insurance plan is a Medicaid Preferred Provider Organization (PPO), we can help.

Call Purpose Healing Center for Humana Addiction Treatment

Whether you want to check on your addiction treatment coverage or have a question about treatment at Purpose Healing Center, contact us today. We’re here to help you understand how your insurance plan can help you cover substance abuse treatment.

To get in touch, and for a confidential insurance verification of your benefits, just call our admissions line now!

FAQs About Humana Rehab Coverage for Addiction Treatment

How does a Humana HMO differ from a PPO?

Humana Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) are both types of insurance plans offered by Humana Inc. PPOs are usually more flexible than HMOs. With Humana HMO, you’ll need to designate a primary care physician and work with in-network providers, whereas PPOs can be more flexible.

How long does Humana cover rehab for?

The length of your treatment stay can vary depending on multiple factors, like your specific coverage and plan. Most clients stay in drug and alcohol rehab for at least 28-90 days, and longer stays are often associated with better outcomes in research.

We can contact Humana for you if your insurance coverage is about to run out, but it is determined that you would benefit from continued treatment.

Does Humana Medicare Advantage follow Medicare guidelines?

According to the Humana website, Humana Medicare Advantage plans follow all Medicare coverage guidelines.

Is Humana part of Medicare?

Not all Humana health insurance plans are associated with Medicare, but you can have Humana insurance coverage as a Medicare recipient. Medicare Advantage plans are offered by private health insurance companies like Humana and can help policyholders access a wide range of essential healthcare services.

Humana Medicare Advantage was rated one of the best overall Medicare Advantage plans two years in a row in 2022 and 2023.

References

  1. https://www.forbes.com/advisor/health-insurance/largest-health-insurance-companies/
  2. https://www.samhsa.gov/medications-substance-use-disorders/medications-counseling-related-conditions/co-occurring-disorders
  3. https://press.humana.com/news/news-details/2023/Humana-Repeats-as-U.S.-News–World-Reports-Best-Overall-Medicare-Advantage-Plan-Company-for-Second-Year-in-a-Row/#gsc.tab=0 
  4. https://docushare-web.apps.external.pioneer.humana.com/Marketing/docushare-app?file=4727619

Up To 100% of Rehab Costs Covered By Humana