Reduce the Cost of Rehab With an In-Network Provider

Learn more about the cost of rehab and in-network providers through your insurance coverage.  

Find Your Purpose

Table of Contents

At Purpose Healing Center, we offer a transformative journey toward lasting sobriety. With our cutting-edge therapies, personalized treatment plans, and compassionate approach, you’ll find solace in a nurturing environment designed exclusively for YOU. We understand your unique struggles and are committed to empowering you on this path to recovery.

Break free from the chains of addiction today. Walking through our doors means embracing limitless possibilities for growth, resilience, and newfound happiness. Let us guide you towards a brighter future filled with purposeful living.

in-network rehab insurance coverage infographic

Adding Up the Costs of Rehab in Phoenix and Scottsdale

Drug rehabilitation is a crucial step towards recovery for individuals struggling with addiction. However, one of the critical concerns that often arises is the cost associated with rehab. Understanding these costs can help you make informed decisions and find viable solutions.

Inpatient vs. Outpatient Rehab

Another factor influencing rehab costs is the type of treatment program required. Inpatient or residential rehab tends to be more expensive. This is due to round-the-clock medical supervision and accommodation expenses.

Outpatient programs are typically less costly. However, these programs aren’t right for everyone. They’re best for patients who do not require 24/7 monitoring or accommodation.

Duration of Your Stay

The duration of your stay at a rehabilitation center also plays a significant role in costs. Longer stays will naturally incur higher expenses compared to shorter-term programs.

However, don’t let the cost deter you from the treatment you need. Make sure you consider your unique needs.

Specialized Care

Specialized treatments for co-occurring disorders can add extra costs to your rehab experience. These dual-diagnosis cases often require tailored therapeutic interventions. Keep in mind that you can’t treat one effectively without treating the other.

Insurance Coverage

Insurance coverage is another critical aspect impacting the cost of drug rehab. Some insurance plans cover all or part of the expenses associated with rehabilitation treatment. However, coverage levels may vary based on individual policies and providers’ networks.

Amenities and Facilities

Luxury rehabs that offer additional amenities like spa treatments or gourmet meals generally charge higher rates compared to basic facilities that focus solely on providing essential treatment services.

Medical Staff Expertise

The qualifications and expertise of medical staff members at a rehab facility can impact its pricing structure as well. Centers with highly trained professionals may charge more for their specialized care.

Additional Services

Some rehabs charge extra for additional services. This could include holistic therapies or alternative medical treatments.


The location of a rehab facility plays a significant role in determining its cost. Rehab centers in popular spots cost more because of higher expenses and demand.

lounge area space

Does Health Insurance Cover the Cost of Rehab?

Seeking treatment for drug addiction is a critical step toward recovery. But it’s often accompanied by concerns about the cost. Thankfully, health insurance can play a significant role in reducing this financial burden.

Insurance coverage for rehab varies depending on your plan and provider. While not all plans cover addiction treatment, many do offer some level of coverage. Reviewing your policy is essential to understand what services are included.

The Difference Between Being In-Network and Out-of-Network

Being in-network means that the rehab center has a contract with your insurance company. This results in negotiated rates and discounted services. Ultimately, this means a lower out-of-pocket cost for you.

On the other hand, going to an out-of-network provider may result in higher expenses. Some insurance plans will cover out-of-network providers. But you’ll often pay higher deductibles and co-pays.

Reimbursement rates are usually lower compared to those for in-network providers.

To help alleviate the financial burden of rehab, it’s crucial to be aware of the facilities within your network. Seek treatment from an in-network facility whenever possible. Talk to your insurance company or a healthcare professional for guidance.

Why Should You Choose an In-Network Rehab in Phoenix and Scottsdale?

Cost Savings

The primary benefit of using an in-network provider is cost savings. Insurance companies have agreements with certain rehab centers that charge less than out-of-network ones. When you go to a facility that is in your network, you will pay less out-of-pocket.

Focus on Your Recovery

These facilities work with insurance companies and handle most payment aspects with your insurer. This helps you focus on recovery instead of handling complex paperwork and claims.

Peace of Mind

Working with an in-network provider can provide peace of mind regarding quality care. To become part of a network, rehabs must meet certain criteria set by insurance companies.

This could include accreditation standards or licensing requirements. You’ll know you’re receiving high-quality treatment from reputable providers.

Save on Future Costs

The out-of-pocket maximum is the most you’ll pay for covered services during a policy period (usually 12 months). After you hit your out-of-pocket maximum, the insurance company will start covering 100% of the costs of your medical care. Any money spent with an in-network provider will count toward this.

Ensure Coverage

If you go out-of-network, your insurance company might not cover any of the costs. This can leave you with a huge bill to pay on your own.

How to Find an In-Network Rehab Provider in Scottsdale or Phoenix

Researching In-Network Options

Start by researching the list of in-network providers covered by your insurance plan. Many insurance companies offer online directories or customer service representatives to help you find this information. Take note of the facilities that specialize in drug rehabilitation and make a shortlist of potential options.

Asking for Recommendations

Contact your doctor, therapist, or support groups for advice on trusted rehab centers covered by your insurance. These people may have helpful ideas from their own experiences or talking to other patients.

Contacting Treatment Centers

Once you have identified potential options, contact each facility directly. Ask about their network status and whether they accept your specific insurance plan. Be sure to ask about any additional costs or fees not covered by insurance so you can factor those into your decision-making process.

Verifying Insurance Coverage

To ensure that a particular rehab center is truly in-network, it is essential to verify coverage directly with your health insurer. Do this before making any commitments or payments. Give them all the information about the treatment center and ask if it is in their network.

Ask About Specific Services Covered

When checking your coverage, ask which drug rehabilitation services are covered by your policy. In addition, ask how much insurance will cover versus how much you will need to pay yourself.

Questions to Ask Rehab Centers About In-Network Coverage

Whether you’re a family member looking for options for a loved one, or seeking the right drug rehab for yourself, it’s important to ask the right questions. The answers can give you the peace of mind you need to move forward with treatment. 

When discussing in-network coverage with treatment centers, ask these important questions:

Does Your Facility Accept My Insurance Plan?

This is the most important question to ask. Make sure the rehab center accepts your specific insurance plan before moving forward with treatment.

What Services Are Covered by My Insurance?

To know what your insurance covers, you must understand the services included in your specific plan. Request a detailed list of what is included in your plan and what might cost you extra.

Is There a Limit on the Number of Treatment Sessions or Days Covered by My Insurance?

Some insurance plans may have a limit on the number of treatment sessions or days covered. Knowing this information helps you plan and budget for extra expenses if needed.

Are There Any Restrictions or Limitations on the Type of Treatment I Can Receive?

Some insurance plans may only cover certain types of treatment, such as inpatient or outpatient care. Make sure you understand any restrictions or limitations on the type of treatment you can receive under your plan.

Do I Need Pre-authorization From My Insurance Provider Before Starting Treatment?

Some insurance companies require pre-authorization before covering any treatment costs. It’s important to know if this is necessary and how to obtain it before starting your rehab program.

Will I Have Any Out-of-Pocket Expenses?

Even if a rehab center is in-network with your insurance plan, there may still be some out-of-pocket expenses that you will be responsible for. These can include copays, deductibles, and coinsurance. It’s important to understand what these costs may be so you can plan accordingly.

Will I Need to Provide Any Documentation or Proof of Diagnosis for Coverage?

Your insurance provider may require documentation or proof of a mental health or substance abuse diagnosis to cover treatment costs. This could include medical records, treatment plans, or evaluations from a healthcare professional. Make sure to ask about any necessary documentation before starting treatment.

What Happens if My Insurance Does Not Cover the Full Cost of Treatment?

If your insurance does not cover the full cost of treatment, you may be responsible for paying the remaining balance. Certain rehab centers provide payment plans or financial help to make treatment more affordable. Before you start treatment, make sure to talk about payment choices with your insurance and the rehab center.

Do I Have Coverage for Aftercare and Relapse Prevention Programs?

This varies depending on your insurance plan. Some plans may cover aftercare and relapse prevention programs, while others may not. It’s important to check with your insurance provider to see what specific services are covered under your plan.

What if I Have a Pre-existing Condition or Co-occurring Disorder?

Insurance companies must cover pre-existing conditions, such as mental health and substance use disorders as mandated by the Affordable Care Act. But make sure to ask your insurance company about the treatments they cover for your condition.

How to Verify Your Insurance With Purpose Healing Rehab

Step One:
Fill Out a Form

We want to make the process of finding out if your insurance will cover the cost of rehab simple. Start by simply filling out an online form.

Step Two:
15 Minutes

You won’t have to wait long to speak with one of our insurance specialists. Within 15 minutes, they’ll contact you and walk you through the rest of the process.

Step Three:
Get the Help You Need

Once your insurance has been verified, we can start creating a plan for you.

What If Purpose Healing Center Isn’t In-Network for Your Insurance Provider? 

If you find that Purpose Healing Center isn’t in-network with your insurance provider, don’t panic. There are still options available to help reduce the cost of rehab.

Talk to Your Insurance Provider

Consider reaching out to your insurance provider and inquire about any potential out-of-network coverage or alternative treatment centers they may recommend. They may be able to provide you with a list of approved providers or offer some financial assistance for attending an out-of-network facility.

Explore Other Funding Options

You can explore other funding options. Many facilities understand the financial burden of rehab and strive to make it accessible for individuals who need it.

Community Resources

Check out local organizations that help with addiction recovery, like community resources and nonprofits. These organizations often offer programs to help people get affordable treatment.

Reach Out to Us 

Don’t hesitate to reach out directly to Purpose Healing Center, even if we aren’t in-network with your insurance provider. We can discuss alternative arrangements that can help you with paying for rehab.

Find Healing at Purpose Healing Center

Addiction impacts every area of your life. It can destroy relationships, keep you from working, and impact your health. Recovery can help you start to rebuild your life.

And the cost of rehab shouldn’t prevent you from getting the help you need. Purpose Healing Center is here to make sure you can find a solution that fits your needs.

We believe in holistic treatment and creating plans that meet your unique needs. Let us walk with you on the path to recovery. 

Get started today.